Cach thanh toan o Nhat Ban: Tien mat, the, the IC va thanh toan di dong (Huong dan 2026)

Tien mat van la vua (Nhung moi thu dang thay doi)

Nhat Ban co truyen thong su dung tien mat lau doi, va du hien dai hoa nhanh chong, nhieu noi van chi chap nhan tien mat. Cac quan ramen nho, quay do an duong pho, izakaya dia phuong, quay ban ve chua va nha nghi nong thon thuong khong chap nhan the. Neu ban buoc vao mot nha hang soba gia dinh trong hem nho o Kyoto ma chi co the tin dung, ban co the phai ra ve ma chua an gi.

Tuy nhien, moi thu da thay doi dang ke ke tu dai dich. Cac chuoi nha hang lon, trung tam thuong mai, khach san va cua hang tien loi gio day chap nhan nhieu phuong thuc thanh toan. Dieu mau chot: luon mang theo tien mat, nhung ban se khong can phu thuoc hoan toan vao no.

Quy tac chung la luon giu tu 5.000 den 10.000 yen (khoang 850.000-1.700.000 VND) trong nguoi. Ban cung nen co mot it dong xu 100 yen va 10 yen cho tu gui do bang dong xu, may ban hang o cac chua nho va hop cong duc tai den (nem dong xu 5 yen duoc coi la mang lai may man).

The tin dung va the ghi no

Visa va Mastercard duoc chap nhan rong rai nhat tren toan Nhat Ban. Ban co the su dung chung tai hau het khach san, nha hang lon, trung tam thuong mai, cua hang dien tu va cac ga tau lon. American Express hoat dong o nhieu co so phuc vu du lich nhung khong pho bien bang. JCB, thuong hieu the cua Nhat, duoc chap nhan rong rai trong nuoc va dang co neu ban thuong xuyen den Nhat.

Mot so dieu can luu y:

• Thong bao cho ngan hang truoc khi di de the khong bi khoa vi giao dich o nuoc ngoai dang ngo.
• Kiem tra xem the cua ban co tinh phi giao dich nuoc ngoai khong. Nhieu the du lich mien phi khoan nay.
• Thanh toan khong tiep xuc (cham de tra) ngay cang duoc ho tro, dac biet tai cac cua hang tien loi nhu 7-Eleven, Lawson va FamilyMart.

Dung trong vao the tai cac co so nho, cho dia phuong hoac quan an binh dan. Khi khong chac chan, hay hoi truoc khi goi: "Kaado wa tsukaemasuka?" (Toi co the dung the duoc khong?).

The IC: Nguoi ban dong hanh cho moi chuyen di

The IC la the giao thong nap tien, su dung duoc tren tau dien, xe buyt, cua hang tien loi, may ban hang tu dong va tu gui do tren toan Nhat Ban. Hai loai pho bien nhat la Suica (khu vuc Tokyo) va ICOCA (khu vuc Osaka/Kansai), nhung chung co the su dung thay the cho nhau tren toan quoc.

Ban co the mua the IC vat ly tai cac ga tau lon voi 500 yen (khoang 85.000 VND) tien coc hoan lai, sau do nap tien mat tai cac may o ga. Nap 2.000 den 3.000 yen (khoang 340.000-510.000 VND) de bat dau, va nap them khi can.

Ngoai giao thong, the IC duoc chap nhan tai nhieu noi:

• Tat ca cac chuoi cua hang tien loi lon (7-Eleven, Lawson, FamilyMart)
• May ban hang tu dong (do uong, do an nhe, tham chi ca mot so may ban ve nha hang)
• Tu gui do tai cac ga tau
• Nhieu chuoi do an nhanh va quan ca phe

Neu dien thoai cua ban ho tro, ban cung co the them Suica hoac ICOCA ao vao Apple Wallet hoac Google Wallet, nghia la ban co the cham dien thoai thay vi mang the vat ly. Day la mot trong nhung cach thanh toan tien loi nhat o Nhat.

Thanh toan di dong: PayPay va cac ung dung khac

Nhat Ban da don nhan thanh toan bang ma QR mot cach manh me. PayPay la ung dung pho bien nhat, duoc su dung tai hon 4 trieu diem ban tren toan quoc. Ban se thay logo PayPay mau do tai nha hang, sieu thi, taxi va tham chi cac cua hang nho o nong thon khong chap nhan the tin dung.

Thiet lap PayPay cho du khach can vai buoc: tai ung dung, dang ky bang so dien thoai va lien ket the tin dung hoac nap tien tai may ATM cua hang tien loi. Viec nay dang de dau tu neu ban o lai hon vai ngay, vi no mo ra thanh toan tai nhung noi ma the tin dung khong su dung duoc.

Apple Pay va Google Pay hoat dong tai cac may thanh toan khong tiep xuc va co the lien ket voi the IC de thanh toan giao thong lien mach. LINE Pay va Rakuten Pay cung pho bien nhung it thuc te hon doi voi khach du lich ngan ngay.

Rut tien mat: May ATM chap nhan the nuoc ngoai

Khong phai tat ca may ATM o Nhat deu chap nhan the quoc te, nhung co hai lua chon dang tin cay:

May ATM 7-Eleven (Seven Bank): Co mat tai moi cua hang 7-Eleven, cac may ATM nay co ho tro tieng Anh va chap nhan Visa, Mastercard, Maestro, Cirrus va cac mang lon khac. Hoat dong gan nhu 24 gio. Phi rut thuong la 110 yen (khoang 18.700 VND) moi giao dich, cong voi phi tu ngan hang cua ban.

May ATM Buu dien Nhat Ban: Nam tai cac buu cuc tren ca nuoc, cung chap nhan the nuoc ngoai. Gio lam viec thay doi theo chi nhanh, nen kiem tra truoc neu ban o vung nong thon.

Hau het may ATM cua ngan hang Nhat (Mizuho, MUFG, v.v.) khong chap nhan the phat hanh o nuoc ngoai. Hay dung may 7-Eleven hoac Buu dien de tranh phien toai.

Doi tien: Noi nao co ty gia tot nhat

Ban se can yen Nhat cho hau het chuyen di. Day la cach de co gia tri tot nhat:

• Quay doi tien san bay tai Narita, Haneda, Kansai va cac san bay quoc te khac co ty gia kha tot va tien loi de doi so tien dau tien khi den. Doi du cho mot hai ngay dau (khoang 10.000 den 20.000 yen / khoang 1.700.000-3.400.000 VND).
• Cua hang doi tien trong thanh pho tai cac khu du lich nhu Shinjuku, Shibuya va Dotonbori thuong co ty gia tot hon san bay mot chut. Tim cac cua hang co bien "Khong phi hoa hong."
• Tranh doi tien tai le tan khach san. Ty gia cua ho gan nhu luon la te nhat.
• Rut tien tu ATM thuong cho ban ty gia gan voi ty gia lien ngan hang, la mot trong nhung lua chon tot nhat.

Van hoa tip: Xin dung tip

Day la mot trong nhung diem van hoa quan trong nhat doi voi du khach. O Nhat Ban, tip la khong can thiet va thuc te co the gay boi roi hoac tham chi hoi kho chiu. Nhan vien nha hang, tai xe taxi, nhan vien khach san va huong dan vien du lich khong mong doi tip. Gia ban thay la gia ban tra.

Van hoa phuc vu cua Nhat duoc xay dung tren y tuong rang dich vu xuat sac la tieu chuan, khong phai dieu gi can tra them tien. Neu ban de tien tren ban tai nha hang, nhan vien co the chay theo ban ra duong de tra lai, nghi rang ban quen tien thua.

Neu ban muon the hien su cam kich dac biet, mot loi cam on chan thanh ("Arigatou gozaimasu") hoac mot mon qua nho tu que nha ban co y nghia hon nhieu so voi tien mat.

Mua sam mien thue

Nhat Ban cung cap chuong trinh mua sam mien thue cho du khach nuoc ngoai khi mua hang tren muc nhat dinh. Thue tieu dung la 10% (8% cho thuc pham va do uong), va ban co the duoc hoan thue tai cac cua hang tham gia.

Cach hoat dong:

• Hang hoa chung (dien tu, quan ao, phu kien): mua toi thieu 5.000 yen (khoang 850.000 VND) moi cua hang moi ngay.
• Hang tieu dung (thuc pham, my pham, thuoc): mua toi thieu 5.000 yen moi cua hang moi ngay.
• Mang theo ho chieu. Cua hang se xac minh tinh trang visa du lich cua ban va xu ly mien thue tai quay.
• Hang mien thue mua duoi dang hang tieu dung phai duoc mang ra khoi Nhat Ban va khong duoc mo trong thoi gian luu tru.

Tim logo "Tax Free" tai cac trung tam thuong mai, cua hang dien tu nhu Bic Camera va Yodobashi Camera, cua hang thuoc va nhieu cua hang qua luu niem.

Meo thuc te tom tat

• Luon mang theo 5.000 den 10.000 yen tien mat (khoang 850.000-1.700.000 VND), ke ca o Tokyo va Osaka.
• Giu mot it dong xu (100 yen va 10 yen) cho den chua va may ban hang nho.
• Thiet lap the IC ao tren dien thoai truoc khi den neu thiet bi ho tro.
• Su dung may ATM 7-Eleven de rut tien tu the nuoc ngoai mot cach dang tin cay.
• Tai PayPay neu ban o lai hon ba bon ngay.
• Khong bao gio tip. Mot cau "arigatou gozaimasu" am ap la du.
• Du tru khoang 1.000 den 1.500 yen (170.000-255.000 VND) cho bua trua binh dan, 3.000 den 5.000 yen (510.000-850.000 VND) cho bua toi, va 200 den 300 yen (34.000-51.000 VND) cho onigiri hoac do uong tai cua hang tien loi.

Phong cach thanh toan o Nhat Ban co the hoi xa la luc dau, nhung khi ban da co tien mat, the IC va co the ca PayPay tren dien thoai, ban se thay rang thanh toan la mot trong nhung phan de dang nhat cua chuyen di.